Effective Date: [12, July 2025]
Last Updated: [12, July 2025]
This Cookie Policy explains how KMR Financial (“we,” “us,” or “our”) uses cookies and similar technologies to recognize you when you visit our website at https://kmrfinancial.ca (“Website”). It explains what these technologies are, why we use them, and your rights to control their use.
1. What Are Cookies?
Cookies are small text files that are placed on your device when you visit a website. They are widely used to make websites work more efficiently, as well as to provide information to the owners of the site.
Cookies can be “session” cookies (which expire once you close your browser) or “persistent” cookies (which remain on your device until deleted or expired).
2. How We Use Cookies
We use cookies to:
Ensure our website functions properly
Understand how visitors use our website (analytics)
Improve user experience and content performance
Remember your preferences (like language or form inputs)
Support marketing efforts and retargeting (if applicable)
We do not use cookies to collect sensitive personal information without your explicit consent.
3. Types of Cookies We Use
a. Essential Cookies
These are necessary for the website to function and cannot be switched off. They are usually set in response to actions you take, like filling out forms or navigating secure areas.
b. Analytics Cookies
These help us track visitor behavior using tools like Google Analytics. This data helps us understand how users interact with the site and improve its performance.
c. Functional Cookies
These cookies enable enhanced functionality and personalization, such as remembering your language or region.
d. Third-Party Cookies
Our site may include features or services provided by third parties (e.g., embedded videos, social sharing). These third parties may place their own cookies on your browser, which are governed by their respective privacy policies.
4. Managing Your Cookie Preferences
You can control and manage cookies through your browser settings. Most browsers allow you to:
View which cookies are stored
Delete cookies
Block cookies from specific websites
Disable all cookies entirely
Please note that disabling cookies may affect your ability to use certain features of our website.
For more information, visit:
https://www.allaboutcookies.org
5. Updates to This Cookie Policy
We may update this Cookie Policy from time to time to reflect changes in the law, technologies, or our practices. When we make updates, we will revise the “Effective Date” at the top of this policy.
6. Contact Us
If you have any questions about our use of cookies or this policy, please contact:
KMR Financial
📧 Email: info@kmrfinancial.ca
🌐 Website: https://kmrfinancial.ca