Terms of Service

Effective Date: [12, July 2025]
Website: https://kmrfinancial.ca
Owner: KMR Financial

Please read these Terms of Service (“Terms”) carefully before using our website or engaging with our services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree, please do not use this site.


1. Acceptance of Terms

By visiting or using this website, you confirm that you are at least the age of majority in your jurisdiction and have the legal authority to enter into these Terms.


2. Services Provided

KMR Financial offers financial planning, consulting, and advisory services. The content on this website is for informational purposes only and does not constitute professional financial advice or a contractual offer.

To receive personalized services, you must contact us directly and enter into a formal agreement.


3. Use of Website

You agree not to:

  • Use the site for unlawful purposes

  • Attempt to gain unauthorized access to our systems

  • Upload or transmit harmful code, spam, or other disruptive content

  • Misrepresent yourself or your affiliation with any person or organization

We reserve the right to suspend or terminate access if these Terms are violated.


4. Intellectual Property

All content on this website—including text, images, branding, graphics, and logos—is the property of KMR Financial or its licensors and is protected by copyright and trademark laws. You may not reproduce, distribute, or exploit any content without written permission.


5. Third-Party Links

Our site may contain links to third-party websites. These are provided for convenience only. KMR Financial is not responsible for the content, privacy, or business practices of third-party websites.


6. Disclaimers

All information on the site is provided “as is” and “as available” without warranties of any kind. We do not guarantee that the website will be error-free, secure, or uninterrupted.

Financial information provided on the site is general in nature and should not be considered financial advice. Please consult with a licensed advisor for personalized guidance.


7. Limitation of Liability

To the fullest extent permitted by law, KMR Financial shall not be liable for any damages arising from your use of, or inability to use, the website or services. This includes but is not limited to direct, indirect, incidental, or consequential damages.


8. Changes to Terms

We reserve the right to update or modify these Terms at any time without prior notice. Changes will be posted on this page and will take effect immediately upon posting.


9. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the Province of [Insert Province] and the laws of Canada applicable therein.


10. Contact Us

If you have questions about these Terms, please contact us at:

KMR Financial
📧 info@kmrfinancial.ca
🌐 https://kmrfinancial.ca
📍 640 Eagletrace Drive, London, ON N6G 0E8, Canada